Checklist
Tenant application checklist, the same for every applicant.
Typical documents to collect from a rental applicant and a guarantor, with "why we ask" lines, and why every applicant gets the same list.
Last updated · Facts checked
General information, not legal advice
This checklist lists typical documents, not what any law requires you to collect. Federal, state and local rules differ and change. Check what applies where your units are before you send it.
A tenant application checklist tells each applicant what to send before you decide on their application, so you're not chasing a pay stub while the unit sits empty. This one is for US property managers and landlords: identity, income, rental history and guarantors, with a "why we ask" line you can paste next to each document.
Every list here is a set of typical examples to tailor to your own written criteria.
Who this checklist is for
It's for property managers, leasing teams and landlords who take applications for a few units or a few hundred. It suits a standard application, a self-employed applicant and an application with a guarantor.
How to use the list
- Write your criteria down first. Decide what you need to see before you list the unit, not when an application comes in.
- Ask the same of every applicant. The same unit and the same situation get the same list. More on why below.
- Keep one list per source of income. Employed, self-employed and applicants with a guarantor need different documents. Use the same list for everyone in each group.
- Ask every adult on the lease. Each co-applicant sends their own documents, not a share of one set.
- Set a due date that fits the unit. A few days is often enough, and it tells applicants how long the unit can wait.
- Keep the "why we ask" lines. Applicants who know what a document is for send the right one.
Ask the same of every applicant
The Fair Housing Act prohibits discrimination in renting because of race, color, national origin, religion, sex, familial status or disability. That's from HUD's page Housing Discrimination Under the Fair Housing Act, checked on 21 October 2026.
What that means for your document list:
- One written list, used every time. Asking one applicant for extra documents and not another is hard to explain later.
- Ask for what your criteria need. Proof of income and rental history, not documents that point at who someone is.
- Let the documents vary, not the standard. A self-employed applicant sends tax returns instead of pay stubs. The income you look for stays the same.
- Keep a record. Note which list each applicant got and when their documents came in.
State and local rules vary. They can protect more characteristics than federal law, and they can limit what you ask for or charge applicants. Check the rules where each unit is, and ask a lawyer if you're unsure.
The checklist
Identity
| Document | Why we ask |
|---|---|
| Government-issued photo ID | To confirm who is applying. |
| The same for each adult applicant | Everyone on the lease applies in their own name. |
Income: employed
| Document | Why we ask |
|---|---|
| Recent pay stubs, usually the last two or three | To confirm your current income against our criteria. |
| Offer letter, if you're starting a new job | It shows your income before your first pay stub. |
| Employment letter (if we ask for one) | To confirm your role and pay when pay stubs aren't enough. |
Income: self-employed
| Document | Why we ask |
|---|---|
| Tax returns, last two years | To show income over time when there are no pay stubs. |
| Bank statements, last two or three months, all pages | To show current income coming in. |
| Profit and loss statement for this year (if we ask for one) | To show the year so far. |
Other income
| Document | Why we ask |
|---|---|
| Award letter or statement for benefits, a pension or other regular income | So all your income counts toward our criteria. |
| Housing voucher paperwork, if you have one | So we can include it in the application. |
Rental history
| Document | Why we ask |
|---|---|
| Reference from your current or last landlord | To hear how your tenancy went. |
| Current landlord's contact details, as a note | So we can contact them if the reference raises questions. |
| Previous addresses for the period we ask about, as a note | To check your rental history. |
Guarantor, if you have one
| Document | Why we ask |
|---|---|
| Guarantor's photo ID | To confirm who is guaranteeing the lease. |
| Guarantor's proof of income | To confirm they meet our guarantor criteria. |
| Signed guarantor form | So the guarantee is in writing. |
Forms we ask you to sign
| Document | Why we ask |
|---|---|
| Signed application form | So your application is complete and in your own words. |
| Signed screening authorization (if we use a screening service) | To confirm you agree to the screening our criteria describe. |
Documents people forget
- Every page. Bank statements arrive with the first page only, or with the balance page cut off.
- The latest pay stub. A stub from three months ago doesn't show current income.
- The co-applicant. One person sends everything for themselves and nothing for their partner.
- The guarantor's signature. The guarantor form comes back filled in but not signed.
- The landlord's details. A reference letter with no way to contact the landlord who wrote it.
Copy the checklist
Paste this into your own request or email, keep the sections that fit the applicant, and remove what doesn't apply.
RENTAL APPLICATION: [NAME]
Unit: [address and unit number]
Please send by: [date]
Typical examples, the same for every applicant in your situation.
IDENTITY
- Government-issued photo ID, for each adult applicant
INCOME (EMPLOYED)
- Pay stubs, last [2 / 3]
- Offer letter, if starting a new job
INCOME (SELF-EMPLOYED)
- Tax returns, last 2 years
- Bank statements, last [2 / 3] months, all pages
OTHER INCOME
- Award letter or statement for benefits, pension or other income
- Housing voucher paperwork, if you have one
RENTAL HISTORY
- Reference from your current or last landlord
- Current landlord's contact details (as a note)
GUARANTOR (IF YOU HAVE ONE)
- Guarantor's photo ID
- Guarantor's proof of income
- Signed guarantor form
FORMS
- Signed application form
- Signed screening authorization (if we use one)
How to do this in GarnerDocs
GarnerDocs sends each applicant one list through a private link and chases what's missing until it's in. Each applicant is added as a client: a name and an email address.
- A template per kind of applicant. Save your employed, self-employed and guarantor lists once, with each "why we ask" in the document's description, and start every request from the one that fits.
- Uploads with no account. Applicants upload from a phone or computer, and their progress is saved between visits.
- Reminders until the due date. Reminders list only what's still missing and stop once it's in.
- Replacements with a note. Ask again for an old pay stub or a statement with pages missing. Your note shows next to that document.
- Guarantors upload their own. Add the guarantor as a client and send them their own request, so their documents come straight to you.
- Not a screening service. GarnerDocs doesn't screen tenants, run credit or background checks, or verify IDs or income. It deletes files after your retention period, so download each application as one ZIP into your own records.
Sources
- Housing Discrimination Under the Fair Housing Act, HUD. Checked on 21 October 2026.
This guide is general information, not legal advice. Federal, state and local rules differ and change, so check what applies where your units are before you rely on it.
Questions
Can I ask different applicants for different documents?
Use written criteria and the same list for every applicant in the same situation. A self-employed applicant can send tax returns instead of pay stubs, but the standard you apply stays the same. This guide isn't legal advice.
Do state and local rules change what I can ask for?
They can. State and local laws can protect more characteristics than federal law and can limit what you ask for or charge applicants. Check the rules where each unit is.
What if an applicant has no pay stubs?
Use your self-employed or other-income list instead: tax returns, bank statements, an offer letter or an award letter. Decide in your criteria what you accept, and accept it from everyone.
Does GarnerDocs screen applicants?
No. GarnerDocs collects the documents your applicants upload, and your team reviews them. It doesn't screen tenants, run credit or background checks, verify IDs or income, or decide who gets the unit.